Anthem Rate Increase for Grandfathered Individual and Family Plans

Beginning April 1, 2014, Anthem Blue Cross will increase rates on grandfathered health insurance plans. Some of the increases will be substantial. If you change your plan you will lose your grandfathered status.

The factors to consider in deciding whether to change or not are;

Benefits

Premiums

Networks of Providers

Eligibility for subsidy or Medi-Cal through Covered California

I would encourage you to set a phone appointment with me to discuss options within Anthem Blue Cross and other Insurance Companies both in the Exchange/Marketplace known as Covered California and off the Exchange in the open market.  Please send me an e mail with your availability beginning the week of February 10th along with the best phone number for me to call you.

I have attached the form to calculate your 2013 Modified Adjusted Gross Income which is necessary to determine if you are eligible for subsidy. You can request the figure from your accountant.

Open enrollment ends on March 31, 2014 after which individual and family insurance plans cannot be changed unless there are qualifying events that allow for a Special Enrollment Period. Open enrollment for 2015 begins in October of 2014.

Please make note of the fact that the rate increase takes effective after Open Enrollment closes. If you wait until April, there is little chance that you will be able to change

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The Dennis L. David Insurance Agency | Long Term Care Insurance, Los Angeles Medical Insurance, Anthem Blue Cross Healthcare Insurance, Whole & Term Life Insurance Policies, Cigna, Disability Insurance, Blue Shield of CA, Group Health Plans, Aetna, Group Medical Insurance, Skilled Nursing Insurance, Medicare Supplement Insurance, Medicare Part D Prescription Drug Plans, In-Home Care, Disabled Work Insurance, Disability Benefits, Culver City Health & Life Insurance, Family & Individual Health Insurance, Health Care Reform & Affordable Care Act Assistance, Obamacare, Covered CA Health Insurance, Health Plans, Kaiser Insurance, Genworth Life, John Hancock Life, Culver City Long Term Care & Disability, Employee Benefits, Beverly Hills, Hollywood, West Hollywood, Santa Monica, Pacific Palisades, Marina Del Rey, West Los Angeles, Los Angeles, El Segundo, Sherman Oaks, Encino, Los Angeles, Manhattan Beach, Los Angeles County CA, California

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