Cigna Individual and Family Plan Insurance

The following information is what I know as of today and is subject to change.

Cigna will not participate in Covered California the Health Insurance Exchange/Marketplace. Insurance companies look at many factors in deciding whether to be in an Exchange/Marketplace. I do not look upon Cigna’s decision negatively, other insurance companies have made the same choice. United Health Care will not participate in the individual or small group (SHOP) exchange. Anthem Blue Cross and See Change will not participate in the SHOP exchange. Health Care Reform is in its infancy and situations will change with time.

Cigna will more than likely offer you a choice to continue your plan benefits for another year up until January 1, 2015. This may be advantageous. It is probable that individual health insurance rates will increase on January 1, 2014 with the required Health Care Reform benefits.

I encourage you to set up a phone appointment with me between October 1, 2013 and December 1, 2013 to review options. If you are eligible for a Federal subsidy and premiums and benefits are to your advantage we will enroll you in the Covered California the Health Insurance Exchange/Marketplace.


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The Dennis L. David Insurance Agency | Long Term Care Insurance, Los Angeles Medical Insurance, Anthem Blue Cross Healthcare Insurance, Whole & Term Life Insurance Policies, Cigna, Disability Insurance, Blue Shield of CA, Group Health Plans, Aetna, Group Medical Insurance, Skilled Nursing Insurance, Medicare Supplement Insurance, Medicare Part D Prescription Drug Plans, In-Home Care, Disabled Work Insurance, Disability Benefits, Culver City Health & Life Insurance, Family & Individual Health Insurance, Health Care Reform & Affordable Care Act Assistance, Obamacare, Covered CA Health Insurance, Health Plans, Kaiser Insurance, Genworth Life, John Hancock Life, Culver City Long Term Care & Disability, Employee Benefits, Beverly Hills, Hollywood, West Hollywood, Santa Monica, Pacific Palisades, Marina Del Rey, West Los Angeles, Los Angeles, El Segundo, Sherman Oaks, Encino, Los Angeles, Manhattan Beach, Los Angeles County CA, California

CA Insurance License Number:  0668857

TX Insurance License Number:  1774174